• KEVIN BREELAND
  

GENERAL MANAGER (843) 709-3600

• KATHERINE BURGESS  GOOSE CREEK (843) 725-1019
  

• BILL KNIGHT ~ MT. PLEASANT AND I.O.P. (843) 284-0748
  

• JULIA CHISM ~ SUMMERVILLE (843) 261-7183
  

• CAROL JO HORNE ~ MANNING AND SANTEE AREA (803) 433-9904
  

• BECKY HAYWARD ~MT. PLEASANT AND I.O.P. (843) 971-5689
  

• DAN HICKMAN ~ GOOSE CREEK (843) 224-5426
  

• JAMES B. WARING JR.
  

SUMEMRVILLE (843) 725-2215

• CAROLYN SALZILLO Mt. Pleasant and I.O.P.  (843) 284-0749
  

• MELISSA BREELAND 
  

         CHARLESTON-WEST ASHLEY

         (843) 991-6532

• JEFF HOLMAN
  

  COLUMBIA, SC (803) 227-2732

• SHANNON HOOK
  

  COLUMBIA, SC  (803) 227-2736

• JEFF APPLE
  

  COLUMBIA, SC (803) 227-2732

• BRENDA PASSARELLI
  

  NORTH CHARLESTON,SC

  (843) 225-6143

• ABOUT
  

• FAQ
  

• LINKS
  

• TESTIMONIALS
  

• YOUR CREDIT
  

LOAN OFFICER OF THE WEEK!!!

• HAZARD INSURANCE
  

• EVERYTHING YOU EVER WANTED TO KNOW ABOUT MORTGAGE INSURANCE (MI)
  

• ADVANTAGES OF FHA LOANS
  

• LOAN DOCUMENTATION
  

• APPLY
  

South Carolina's Full Service Residential Mortgage Specialist!

Established November 2007

• MORTGAGE LOAN CALCULATORS
  

Questions about this site may be directed to: breelandm@residentialmortgagesc.com All rights reserved. 2007

About Interest Rates

Due to market fluctuations, interest rates are subject to change at any time and without notice until you "lock-in" your rate. Please contact one of our Mortgage Loan Professionals to apply for a home loan.

Once you have been Pre-Approved you can "lock-in" in your rate by providing the following: a ratified contract, complete loan application and the necessary paperwork for loan approval.

Interest rates are also subject to credit and property approval based on secondary market guidelines, title and appraisal.

Please call one of our Mortgage Professionals for Fast, Friendly, Free Pre-Approval, current Loan Programs and Current Interest Rates

JAMES B. WARING JR.

SUMMERVILLE

(843) 725-2215

Loan Program                Interest Rate                      APR

Conv 30 Yr Fixed            5.000%                                5.097% 

Interest Rates Last Updated at 11:00 am on 01/05/2009 

Conv 15 Yr Fixed            4.750%                                4.842%

FHA/VA 30 Yr Fixed        5.000%                                5.097% 

USDA Rural Housing       5.500%                                5.597%

State Housing (Cat III)    6.000%                                 6.097% 

First-Time Home Buyer Tax Credit

FHA Mobile Homes        5.500%                                 5.597%

Learn More About Charleston, SC